Central Florida · Orange · Seminole · Osceola · Lake
Xactimate® Estimating in Orlando, Florida
Orlando losses are less about surge and more about water that gets in through a roof and travels — drywall, insulation, flooring, cabinets, contents. Those are the line items desk estimates cut, and the ones our estimators build room by room.
Price list: FLOR
Every line item priced on the current FLOR regional list, so the numbers match what the carrier's adjuster sees.
What we see in Orlando
- • Hurricane wind and rain
- • Hail
- • Tornado
- • Water damage from roof leaks
Local rule that changes the estimate
Inland Central Florida sees more hail and straight-line wind than the coast. Hail scopes need test-square documentation and the correct shingle line item (3-tab vs. architectural) or carriers repair instead of replace.
Recent storm history
Hurricane Ian (2022) tracked across Central Florida with sustained rain that produced widespread interior water damage; Milton (2024) spawned tornadoes across the I-4 corridor.
Every Florida deadline runs from the date of loss: 1 year to report, 18 months to supplement. Check yours with the deadline calculator, and watch the region live on the storm map.
Communities we estimate for
- Kissimmee
- Sanford
- Winter Park
- Apopka
- Altamonte Springs
- Clermont
- Lake Nona
- Oviedo
Remote estimating: same team, same price list, same turnaround for every address in Orange, Seminole, Osceola, Lake.
Orlando estimating FAQ
- Which Xactimate price list do you use for Orlando claims?
- FLOR — the current month's regional list for Central Florida. Using the carrier's own list is what makes line-item pricing indisputable at review.
- Do you serve all of Orange, Seminole, Osceola, Lake counties?
- Yes. Estimating is remote, so the same team and turnaround cover every address in Orange, Seminole, Osceola, Lake and the surrounding communities: Kissimmee, Sanford, Winter Park, Apopka, Altamonte Springs and more.
- How fast is turnaround for a Orlando estimate after a storm?
- Standard turnaround is 24 hours and a free sample estimate is delivered within 12 hours. During a declared emergency we scale the estimating team so local contractors aren't queued behind other markets.
- Can you help with supplements and adjuster follow-up?
- Yes — claims management is a core service. We prepare supplemental estimates with photos and code references and work directly with the public adjuster through the insurer's review, inside Florida's 18-month supplement window.
See a Orlando estimate before you commit
Send one real Central Florida claim — photos, measurements or a sketch — and get an itemized Xactimate® estimate on the FLOR list back within 12 hours. Free, no obligation.
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