Free Claim Tools

NOAA hail, wind and tornado reports near any US address for your dates, with size and distance, as a report for the file.

The lines a desk estimate leaves off a roof, water or fire claim, the code or IICRC basis for each, the proof it needs, and a downloadable request.

Paste the carrier's estimate and yours: missing lines, cut quantities, price differences and the dollar gap.

IICRC S500 air mover counts, dehumidifier sizing by class, equipment cost per day and a printable drying log.

Squares from footprint and pitch, waste by roof style, linear items, steep and high charges, and the carrier's shortfall.

Count the trades, get O&P added or compounded, see what was withheld from the ACV check, and copy request language citing Trinidad and Mee.

The useful life the carrier's depreciation implies vs. published life expectancy, and the overstated holdback in dollars.

Additional living expense by category, the total for the displacement, when Coverage D runs out, and what is still owed.

What a 2%, 5% or 10% deductible actually costs on your dwelling limit, and whether a given claim clears it.

ACV, first check and the holdback you're owed after repairs, with useful-life presets by item.

Every deadline the insurer must meet in Texas, California, Minnesota and Florida, which have passed, and a missed-deadline letter.

Whether the insurer must replace undamaged siding, shingles or flooring to match, by state, with the paragraph for the supplement.

Every date from §627.70132 and §627.70131: 1-year notice, 18-month supplement, 7-day and 60-day insurer duties.

Carrier figure, yours, appraiser and umpire fees, where the award lands: expected net gain, break-even and best and worst case before you invoke.

The 20% / 10% Florida caps, what you keep, and the break-even settlement that makes a PA worth it.