Terms of Service

1. Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

We provide insurance claims assistance services, including but not limited to:

• Insurance claim filing and processing
• Damage assessment and documentation
• Claims negotiation and settlement assistance
• Professional consultation and guidance
• Documentation and evidence collection

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account
• Notify us of any unauthorized account use
• Comply with all applicable laws and regulations
• Use our services in good faith

4. Service Fees

Our fee structure is transparent and will be clearly communicated before service engagement. You agree to:

• Pay all applicable fees as agreed upon
• Provide accurate billing information
• Pay any applicable taxes

5. Limitation of Liability

We strive to provide reliable services but cannot guarantee specific outcomes. Our liability is limited to:

• The amount paid for the specific service
• Direct damages proven in court
• Circumstances within our direct control

6. Intellectual Property

All content, trademarks, and materials on our platform are our exclusive property. Users may not:

• Copy or reproduce our content without permission
• Use our trademarks without authorization
• Modify or distribute our materials

7. Termination

We reserve the right to terminate or suspend services if you:

• Violate these terms of service
• Provide false information
• Engage in fraudulent activities
• Fail to pay required fees

8. Dispute Resolution

Any disputes will be resolved through:

• Initial good faith negotiation
• Mediation if necessary
• Binding arbitration as a last resort

9. Modifications to Terms

We may update these terms periodically. Continued use of our services after changes constitutes acceptance of the new terms.