Northeast Florida · Duval · St. Johns · Clay · Nassau
Xactimate® Estimating in Jacksonville, Florida
Jacksonville is the largest city by area in the US, and its claims are spread across older frame homes on the Westside, coastal properties at the Beaches, and newer construction in St. Johns County — each with a different code baseline that changes what the estimate owes.
Price list: FLJA
Every line item priced on the current FLJA regional list, so the numbers match what the carrier's adjuster sees.
What we see in Jacksonville
- • Tropical storm wind
- • River and coastal flood
- • Roof damage
- • Tree impact
Local rule that changes the estimate
Tree-impact claims are common here and are frequently under-scoped: the estimate needs structural framing, sheathing, tarping and debris removal as separate line items, plus engineering when a truss is involved.
Recent storm history
Hurricane Matthew (2016) and Irma (2017) drove record St. Johns River flooding; Jacksonville's claim pattern since has been tropical-storm wind, fallen trees and roof leaks rather than direct hurricane strikes.
Every Florida deadline runs from the date of loss: 1 year to report, 18 months to supplement. Check yours with the deadline calculator, and watch the region live on the storm map.
Communities we estimate for
- Jacksonville Beach
- Orange Park
- St. Augustine
- Fernandina Beach
- Mandarin
- Arlington
- Ponte Vedra
- Middleburg
Remote estimating: same team, same price list, same turnaround for every address in Duval, St. Johns, Clay, Nassau.
Jacksonville estimating FAQ
- Which Xactimate price list do you use for Jacksonville claims?
- FLJA — the current month's regional list for Northeast Florida. Using the carrier's own list is what makes line-item pricing indisputable at review.
- Do you serve all of Duval, St. Johns, Clay, Nassau counties?
- Yes. Estimating is remote, so the same team and turnaround cover every address in Duval, St. Johns, Clay, Nassau and the surrounding communities: Jacksonville Beach, Orange Park, St. Augustine, Fernandina Beach, Mandarin and more.
- How fast is turnaround for a Jacksonville estimate after a storm?
- Standard turnaround is 24 hours and a free sample estimate is delivered within 12 hours. During a declared emergency we scale the estimating team so local contractors aren't queued behind other markets.
- Can you help with supplements and adjuster follow-up?
- Yes — claims management is a core service. We prepare supplemental estimates with photos and code references and work directly with the public adjuster through the insurer's review, inside Florida's 18-month supplement window.
See a Jacksonville estimate before you commit
Send one real Northeast Florida claim — photos, measurements or a sketch — and get an itemized Xactimate® estimate on the FLJA list back within 12 hours. Free, no obligation.
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