Which Xactimate price list do you use for Fort Myers claims?

FLFM — the current month's regional list for Southwest Florida. Using the carrier's own list is what makes line-item pricing indisputable at review.

Do you serve all of Lee, Collier, Charlotte counties?

Yes. Estimating is remote, so the same team and turnaround cover every address in Lee, Collier, Charlotte and the surrounding communities: Cape Coral, Naples, Bonita Springs, Punta Gorda, Port Charlotte and more.

How fast is turnaround for a Fort Myers estimate after a storm?

Standard turnaround is 24 hours and a free sample estimate is delivered within 12 hours. During a declared emergency we scale the estimating team so local contractors aren't queued behind other markets.

Can you help with supplements and adjuster follow-up?

Yes — claims management is a core service. We prepare supplemental estimates with photos and code references and work directly with the public adjuster through the insurer's review, inside Florida's 18-month supplement window.

Southwest Florida · Lee · Collier · Charlotte

Xactimate® Estimating in Fort Myers, Florida

Southwest Florida after Ian is the clearest case in the state for full-scope estimating: many properties had a surge claim, a wind claim, a mold claim and a supplement, and the carriers that closed claims 'below deductible' did so on desk estimates that never counted the whole house.

Price list: FLFM

Every line item priced on the current FLFM regional list, so the numbers match what the carrier's adjuster sees.

What we see in Fort Myers

• Catastrophic hurricane wind
• Storm surge
• Total-loss structures
• Mold after prolonged wetting

Local rule that changes the estimate

Lee County's substantial-improvement (50%) rule means a repair estimate can trigger a requirement to elevate or rebuild to current flood code — a line-item and coverage question that has to be flagged in the estimate, not discovered at permitting.

Recent storm history

Hurricane Ian (September 2022) made landfall at Cayo Costa as a Category 4 and put Fort Myers Beach, Sanibel and Cape Coral under record surge; Milton (2024) added a second round of wind claims to properties still in repair.

Every Florida deadline runs from the date of loss: 1 year to report, 18 months to supplement. Check yours with the deadline calculator, and watch the region live on the storm map.

Communities we estimate for

Cape Coral
Naples
Bonita Springs
Punta Gorda
Port Charlotte
Estero
Lehigh Acres
Sanibel

Remote estimating: same team, same price list, same turnaround for every address in Lee, Collier, Charlotte.

Fort Myers estimating FAQ

Which Xactimate price list do you use for Fort Myers claims?: FLFM — the current month's regional list for Southwest Florida. Using the carrier's own list is what makes line-item pricing indisputable at review.
Do you serve all of Lee, Collier, Charlotte counties?: Yes. Estimating is remote, so the same team and turnaround cover every address in Lee, Collier, Charlotte and the surrounding communities: Cape Coral, Naples, Bonita Springs, Punta Gorda, Port Charlotte and more.
How fast is turnaround for a Fort Myers estimate after a storm?: Standard turnaround is 24 hours and a free sample estimate is delivered within 12 hours. During a declared emergency we scale the estimating team so local contractors aren't queued behind other markets.
Can you help with supplements and adjuster follow-up?: Yes — claims management is a core service. We prepare supplemental estimates with photos and code references and work directly with the public adjuster through the insurer's review, inside Florida's 18-month supplement window.

See a Fort Myers estimate before you commit

Send one real Southwest Florida claim — photos, measurements or a sketch — and get an itemized Xactimate® estimate on the FLFM list back within 12 hours. Free, no obligation.

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